All require a minimum deposit to open and charge monthly maintenance fees ranging from $4.95 to $25 per month. Bank of America’s checking account overviewīank of America has three checking account options: SafeBalance, AdvantagePlus and Advantage Relationship. Bank of America may also withhold tax from the bonus payment. It’s important to note that this bonus may be subject to income tax, and you may be required to complete the applicable IRS forms before you receive the bonus. It can take up to 60 days after meeting the requirements for the bonus to hit your account. This includes direct deposit payments from an employer, pension or government benefit such as Social Security. You’ll earn the bonus after receiving qualifying direct deposits totaling $2,000 or more within 90 days of opening the account. ![]() You must open a SafeBalance, Advantage Plus or Advantage Relationship checking account through the offer page and use the offer code TWA200CIS by Jan. The table below shows you some of CNET’s partners’ savings offers.īank of America’s new checking account bonus overviewīank of America’s $200 new account bonus applies to personal checking accounts opened online by new customers - those who haven’t owned or co-owned a personal checking account at the bank within the previous 12 months. If you’re looking to open a savings account along with a checking account, compare different APYs and account benefits before moving your money. Bank of America operates nearly 3,900 financial centers and has a network of 15,000 ATMs across the US. ![]() However, if convenience is a priority, or you appreciate the products and services available at a large bank, scoring free money by opening a personal checking account here isn’t a bad idea. 31, 2024, and set up qualifying direct deposits of at least $2,000 within the first 90 days of opening the account to snag the new account bonus.īank of America, the second-largest US bank based on consolidated assets, isn’t known for offering competitive rates on checking accounts. ![]() Open one of Bank of America’s three Advantage Banking checking accounts by Jan. If you can use an extra $200 and are in the market for a new checking account, Bank of America may have a deal you can use.
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